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Continuing Merritt's "How To Insure" series, this book tells consumers what they need to know about disability insurance--the least known yet most often needed coverage. It also provides guidelines for buying credit insurance, mortgage insurance, certain kinds of life insurance and other forms of coverage that protect consumers against unexpected interruptions in their ability to earn a living.

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Mortgage payment protection insurance - Mortgage Payment Protection Insurance (sometimes referred to as MPPI) is a type of insurance that is now very popular in the United Kingdom. It is often sold by the company that also arranges your mortgage when you buy a property.

Lenders mortgage insurance - Lenders Mortgage Insurance (LMI), also known as Private Mortgage Insurance (PMI), is insurance payable to a lender when taking out a mortgage. It is an insurance in the case that the mortgagor is not able to repay the loan, and the lender is not able to recover its costs after foreclosing the loan and selling the mortgaged property.

Mortgage Life Insurance - Mortgage Life Insurance is a form of insurance specially designed to protect a repayment mortgage. If the policyholder were to die whilst the mortgage life insurance was in force, the policy will pay out a capital sum that will be just sufficient to repay the outstanding repayment mortgage.

Genworth Financial - Genworth Financial is a financial services organization that offers of a portfolio of primarily consumer focused products, including life insurance, retirement income and investments, long term care, employer benefits, mortgage insurance and payment protection insurance. Genworth Financial is headquartered in Richmond, Virginia, and employs over 7,000 people in 22 different countries.

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